/* ===================================================
   FAJIMI & CO. — Premium Accounting Website
   Color Palette: Navy Sapphire · Slate Gray · Champagne Gold · Crisp White
   =================================================== */
.hero-sub { color: var(--white); }

:root {
  --navy-900: #0e1f3f;
  --navy-800: #132748;
  --navy-700: #1a3358;
  --navy-600: #1e3a65;
  --navy-500: #213f73;
  --navy-400: #1e4080;
  --slate-700: #2d3748;
  --slate-600: #4a5568;
  --slate-400: #718096;
  --slate-200: #e2e8f0;
  --slate-100: #f7f8fb;

  --gold-900: #073a52;
  --gold-700: #0e6a96;
  --gold-600: #1490c4;
  --gold-500: #29ABE2;
  --gold-400: #4bbbea;
  --gold-300: #7dd0f2;
  --gold-200: #aae3f8;
  --gold-100: #e0f5fd;

  --white: #ffffff;
  --off-white: #f9f8f4;

  --font-serif: 'Playfair Display', Georgia, serif;
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 16px;
  --radius-xl: 24px;

  --shadow-sm: 0 2px 8px rgba(5, 13, 26, 0.08);
  --shadow-md: 0 8px 32px rgba(5, 13, 26, 0.14);
  --shadow-lg: 0 24px 64px rgba(5, 13, 26, 0.22);
  --shadow-gold: 0 4px 24px rgba(41, 171, 226, 0.2);

  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  --glass-bg-dark:    rgba(5, 13, 26, 0.45);
  --glass-bg-mid:     rgba(10, 22, 48, 0.35);
  --glass-bg-light:   rgba(255, 255, 255, 0.06);
  --glass-border:     rgba(255, 255, 255, 0.10);
  --glass-border-hi:  rgba(255, 255, 255, 0.22);
  --glass-shadow:     0 8px 40px rgba(0, 0, 0, 0.45),
                      0 1px 0 rgba(255, 255, 255, 0.08) inset;

  /* Liquid-metal chrome gradient */
  --chrome-grad: linear-gradient(
    135deg,
    rgba(255,255,255,0.22) 0%,
    rgba(41,171,226,0.18) 30%,
    rgba(255,255,255,0.06) 55%,
    rgba(201,168,76,0.14) 80%,
    rgba(255,255,255,0.18) 100%
  );

  /* Hero background: use provided image (remove gradient) */
  --hero-bg-image: url('hero-bg.png');

  /* Reflective sheen for cards */
  --sheen: linear-gradient(
    120deg,
    transparent 0%,
    rgba(255,255,255,0.07) 40%,
    rgba(255,255,255,0.13) 50%,
    transparent 60%
  );

  --blur-lg: blur(28px) saturate(180%);
  --blur-md: blur(16px) saturate(160%);
  --blur-sm: blur(8px)  saturate(140%);

}

/* ——— RESET & BASE ——— */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-sans);
  background: var(--off-white);
  color: var(--slate-700);
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
}

.section {
  padding: 7rem 0;
}

/* ——— TYPOGRAPHY ——— */
.section-eyebrow {
  display: block;
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-500);
  margin-bottom: 1rem;
}

.section-title {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy-800);
}

.section-title em {
  font-style: italic;
  color: var(--gold-500);
}

.section-desc {
  margin-top: 1.25rem;
  font-size: 1.05rem;
  color: var(--slate-600);
  max-width: 580px;
}

.section-header {
  text-align: center;
  margin-bottom: 4rem;
}

.section-header .section-desc {
  margin-left: auto;
  margin-right: auto;
}

/* ——— BUTTONS ——— */
.btn-cta {
  display: inline-flex;
  align-items: center;
  overflow: hidden;
  position: relative;
  gap: 0.5rem;
  padding: 0.875rem 2rem;
  background: linear-gradient(135deg, var(--gold-600) 0%, var(--gold-500) 50%, var(--gold-400) 100%);
  background-size: 200% 200%;
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background-position var(--transition), transform var(--transition), box-shadow var(--transition);
  box-shadow: var(--shadow-gold);
  white-space: nowrap;
}

.btn-cta:hover {
  background-position: right center;
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(41, 171, 226, 0.4);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.875rem 1.75rem;
  background: transparent;
  color: var(--white);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border: 1px solid rgba(240, 208, 128, 0.4);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: var(--transition);
}

.btn-secondary:hover {
  border-color: var(--gold-300);
  color: var(--gold-300);
  transform: translateY(-2px);
}

.btn-cta::after {
  content: '';
  position: absolute;
  top: 0; left: -100%; width: 100%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.14), transparent);
  transition: left 0.5s ease;
  pointer-events: none;
}
.btn-cta:hover::after { left: 100%; }

.btn-secondary svg { transition: transform var(--transition); }
.btn-secondary:hover svg { transform: translateX(4px); }

/* ——— NAVIGATION ——— */
.nav-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: background var(--transition), box-shadow var(--transition), backdrop-filter var(--transition);
  /* Transparent by default so the nav blends with the hero behind it */
  background: transparent;
  box-shadow: none;
}

.nav-header.scrolled {
  background: rgba(6, 15, 30, 0.48);
  backdrop-filter: blur(28px) saturate(180%);
  -webkit-backdrop-filter: blur(28px) saturate(180%);
  box-shadow: 0 1px 0 rgba(255,255,255,0.05), 0 4px 24px rgba(0,0,0,0.25);
}

.nav-container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 2rem;
  height: 64px;
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  flex-shrink: 0;
}

.logo-monogram svg { width: 44px; height: 50px; }
.logo-sm svg { width: 36px; height: 40px; }

.nav-logo-img {
  width: 44px;
  height: 44px;
  object-fit: contain;
  flex-shrink: 0;
}

.footer-logo-img {
  width: 36px;
  height: 36px;
  object-fit: contain;
  flex-shrink: 0;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo-name {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.05em;
}

.logo-amp { color: var(--gold-500); }

.logo-tagline {
  font-size: 0.65rem;
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold-400);
  opacity: 0.8;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
  margin: 0 auto;
}

.nav-link {
  font-size: 0.82rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
  padding: 0.5rem 0.875rem;
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
  position: relative;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  right: 50%;
  height: 1px;
  background: var(--gold-400);
  transition: left var(--transition), right var(--transition);
}

.nav-link:hover { color: var(--white); }
.nav-link:hover::after { left: 0.875rem; right: 0.875rem; }

.nav-cta { font-size: 0.78rem; padding: 0.65rem 1.4rem; flex-shrink: 0; }

.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  margin-left: auto;
}

.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile menu */
.mobile-menu {
  display: none;
  position: fixed;
  top: 76px;
  left: 0;
  right: 0;
  background: rgba(5, 13, 26, 0.98);
  backdrop-filter: blur(20px);
  padding: 2rem;
  border-bottom: 1px solid rgba(201, 168, 76, 0.2);
  transform: translateY(-100%);
  opacity: 0;
  transition: transform var(--transition), opacity var(--transition);
  z-index: 999;
}

.mobile-menu.open {
  transform: translateY(0);
  opacity: 1;
}

.mobile-nav-links {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  list-style: none;
}

.mobile-nav-link {
  display: block;
  padding: 0.75rem 1rem;
  font-size: 0.9rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.8);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}

.mobile-nav-link:hover { color: var(--gold-300); }

.mobile-cta {
  margin-top: 0.75rem;
  display: block;
  text-align: center;
}

/* ══════════════════════════════════════════════════════
   HERO — modern two-column, no background image
══════════════════════════════════════════════════════ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: linear-gradient(140deg, #060f1e 0%, #0b1d38 45%, #071526 100%);
}

/* ── Animated background canvas ── */
.hero-canvas {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}

.hero-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0;
  animation: orbFloat 12s ease-in-out infinite;
  will-change: transform;
}
.hero-orb--1 {
  width: 520px; height: 520px;
  top: -120px; right: 5%;
  background: radial-gradient(circle, rgba(41,171,226,0.22) 0%, transparent 70%);
  animation-delay: 0s;
  opacity: 1;
}
.hero-orb--2 {
  width: 380px; height: 380px;
  bottom: -80px; left: 8%;
  background: radial-gradient(circle, rgba(14,106,150,0.18) 0%, transparent 70%);
  animation-delay: -4s;
  opacity: 1;
}
.hero-orb--3 {
  width: 280px; height: 280px;
  top: 40%; right: 30%;
  background: radial-gradient(circle, rgba(201,168,76,0.1) 0%, transparent 70%);
  animation-delay: -8s;
  opacity: 0.7;
}
@keyframes orbFloat {
  0%,100% { transform: translate(0, 0) scale(1); }
  33%      { transform: translate(-20px, 15px) scale(1.05); }
  66%      { transform: translate(12px, -18px) scale(0.97); }
}

/* Fine dot mesh */
.hero-mesh {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 32px 32px;
}

/* Thin diagonal accent lines */
.hero-line {
  position: absolute;
  width: 1px;
  height: 60%;
  background: linear-gradient(to bottom, transparent, rgba(41,171,226,0.15), transparent);
  top: 20%;
}
.hero-line--1 { left: 58%; transform: rotate(15deg); }
.hero-line--2 { left: 64%; transform: rotate(15deg); opacity: 0.5; }

/* ── Layout ── */
.hero-layout {
  position: relative;
  z-index: 10;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding-top: 8rem;
  padding-bottom: 6rem;
  min-height: 100vh;
  text-align: center;
}

/* ── Hero text (centered, constrained width) ── */
.hero-text {
  color: var(--white);
  animation: heroSlideIn 1s ease-out both;
  text-align: center;
  max-width: 780px;
  width: 100%;
}
.hero-actions { justify-content: center; }
.hero-trust { justify-content: center; }
@keyframes heroSlideIn {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hero-eyebrow {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  margin-bottom: 1.75rem;
}
.eyebrow-dot {
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold-500);
  box-shadow: 0 0 8px rgba(41,171,226,0.6);
  flex-shrink: 0;
}
.eyebrow-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
}

.hero-headline {
  font-family: var(--font-serif);
  font-size: clamp(2.4rem, 4vw, 4.2rem);
  font-weight: 800;
  line-height: 1.06;
  color: var(--white);
  letter-spacing: -0.02em;
  margin-bottom: 1.5rem;
  text-wrap: balance;
}
.hero-headline-accent {
  background: linear-gradient(135deg, var(--gold-400) 0%, #7dd0f2 55%, var(--gold-300) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  font-size: clamp(1rem, 1.6vw, 1.1rem);
  color: rgba(255,255,255,0.62);
  max-width: 520px;
  line-height: 1.8;
  margin: 0 auto 2.5rem;
  text-wrap: pretty;
}

@keyframes heroFadeIn {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
  animation: heroFadeIn 1s 0.3s ease-out both;
}

.hero-cta-primary { font-size: 0.82rem; padding: 1rem 2.25rem; }

.hero-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.9rem;
  flex-wrap: wrap;
  animation: heroFadeIn 1s 0.5s ease-out both;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
}

.trust-sep {
  width: 3px; height: 3px;
  border-radius: 50%;
  background: rgba(255,255,255,0.2);
  flex-shrink: 0;
}

.trust-item svg { color: var(--gold-400); flex-shrink: 0; }

/* ── Right: glass metrics card ── */
.hero-visual {
  position: relative;
  animation: heroSlideRight 1s 0.2s ease-out both;
}
@keyframes heroSlideRight {
  from { opacity: 0; transform: translateX(30px); }
  to   { opacity: 1; transform: translateX(0); }
}

.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 20px;
  padding: 2rem;
  backdrop-filter: blur(24px) saturate(160%);
  box-shadow:
    0 0 0 1px rgba(41,171,226,0.08),
    0 32px 80px rgba(0,0,0,0.5),
    inset 0 1px 0 rgba(255,255,255,0.08);
  position: relative;
  overflow: hidden;
}
.hero-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, rgba(41,171,226,0.6), var(--gold-500), transparent);
}

/* ── Hero CIT computation card ── */
.hcomp-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}
.hcomp-header-left {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.hcomp-header-left svg { color: var(--gold-400); flex-shrink: 0; }
.hcomp-title {
  font-family: var(--font-sans);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
}
.hcomp-sub {
  font-family: var(--font-sans);
  font-size: 0.67rem;
  color: rgba(255,255,255,0.35);
  font-weight: 400;
  padding-left: 0.35rem;
  border-left: 1px solid rgba(255,255,255,0.12);
  margin-left: 0.1rem;
}
.hcomp-firs-badge {
  font-family: var(--font-sans);
  font-size: 0.58rem;
  font-weight: 800;
  letter-spacing: 0.15em;
  color: var(--gold-400);
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  padding: 0.2rem 0.55rem;
  border-radius: 999px;
}

.hcomp-rows {
  display: flex;
  flex-direction: column;
  gap: 0.55rem;
  margin-bottom: 1.25rem;
}
.hcomp-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 0.5rem;
}
.hcomp-row--indent .hcomp-label { padding-left: 0.85rem; }
.hcomp-row--sub { margin-top: 0.1rem; }

.hcomp-label {
  font-family: var(--font-sans);
  font-size: 0.74rem;
  color: rgba(255,255,255,0.45);
  font-weight: 400;
  white-space: nowrap;
}
.hcomp-val {
  font-family: var(--font-sans);
  font-size: 0.76rem;
  font-weight: 500;
  color: rgba(255,255,255,0.7);
  font-variant-numeric: tabular-nums;
  white-space: nowrap;
}
.hcomp-val--neg { color: rgba(251,146,60,0.8); }
.hcomp-val--bold { color: var(--white); font-weight: 700; }

.hcomp-rule {
  height: 1px;
  background: rgba(255,255,255,0.07);
  margin: 0.2rem 0;
}
.hcomp-total-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-top: 0.35rem;
  padding-top: 0.65rem;
  border-top: 2px solid rgba(255,255,255,0.12);
  font-family: var(--font-sans);
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--white);
}
.hcomp-total-val {
  font-size: 0.95rem;
  font-variant-numeric: tabular-nums;
  color: var(--white);
}

.hcomp-savings {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  background: rgba(34,197,94,0.08);
  border: 1px solid rgba(34,197,94,0.2);
  border-radius: 10px;
  padding: 0.7rem 0.9rem;
}
.hcomp-savings > svg { color: #22c55e; flex-shrink: 0; }
.hcomp-savings-label {
  font-family: var(--font-sans);
  font-size: 0.67rem;
  color: rgba(255,255,255,0.45);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}
.hcomp-savings-val {
  font-family: var(--font-sans);
  font-size: 1.05rem;
  font-weight: 800;
  color: #4ade80;
  font-variant-numeric: tabular-nums;
  line-height: 1.2;
}

/* Floating badges on the card */
.hero-float {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(10,20,40,0.85);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 999px;
  padding: 0.45rem 0.9rem;
  font-size: 0.72rem;
  color: rgba(255,255,255,0.75);
  backdrop-filter: blur(12px);
  white-space: nowrap;
  box-shadow: 0 8px 24px rgba(0,0,0,0.4);
  animation: floatBadge 4s ease-in-out infinite;
}
.hero-float svg { color: var(--gold-400); flex-shrink: 0; }
.hero-float strong { color: var(--white); font-weight: 700; }
.hero-float--tl {
  top: -18px; left: -24px;
  animation-delay: 0s;
}
.hero-float--br {
  bottom: -18px; right: -16px;
  animation-delay: -2s;
}
@keyframes floatBadge {
  0%,100% { transform: translateY(0); }
  50%      { transform: translateY(-5px); }
}

/* Scroll hint */
.hero-scroll {
  position: absolute;
  bottom: 2rem;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
}
.hero-scroll-line {
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, rgba(41,171,226,0.6), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}
@keyframes scrollPulse {
  0%,100% { opacity: 0.4; transform: scaleY(0.8); }
  50%      { opacity: 1; transform: scaleY(1); }
}

.scroll-label {
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
}

.scroll-line {
  width: 1px;
  height: 50px;
  background: linear-gradient(to bottom, rgba(201, 168, 76, 0.6), transparent);
  animation: scrollPulse 2s ease-in-out infinite;
}

@keyframes scrollPulse {
  0%, 100% { opacity: 0.4; transform: scaleY(0.8); }
  50%       { opacity: 1; transform: scaleY(1); }
}

/* ——— HERO INLINE STATS ROW ——— */
.hero-stats {
  display: flex;
  align-items: center;
  gap: 0;
  margin: 2rem 0 2rem;
  animation: heroFadeIn 1.2s 0.4s ease-out both;
  flex-wrap: wrap;
  justify-content: center;
}

.hero-stats .hero-stat {
  position: static !important;
  background: none !important;
  border: none !important;
  border-radius: 0 !important;
  padding: 0 2rem !important;
  backdrop-filter: none !important;
  text-align: center !important;
  animation: none !important;
  box-shadow: none !important;
  z-index: auto !important;
}

.hero-stat-num {
  display: block;
  font-family: var(--font-serif);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  color: var(--white);
  line-height: 1;
  font-variant-numeric: tabular-nums;
}

.hero-stat-plus {
  color: var(--gold-400);
  font-size: 1.2em;
}

.hero-stat-label {
  display: block;
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-top: 0.35rem;
}

.hero-stat-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.15);
  flex-shrink: 0;
}

/* ——— GHOST BUTTON (hero secondary CTA) ——— */
.btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.875rem 1.75rem;
  background: transparent;
  color: rgba(255,255,255,0.85);
  font-family: var(--font-sans);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-sm);
  cursor: pointer;
  transition: background var(--transition), border-color var(--transition), color var(--transition), transform var(--transition);
  white-space: nowrap;
}
.btn-ghost:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.5);
  color: var(--white);
  transform: translateY(-2px);
}
.btn-ghost:active { transform: scale(0.96); }

/* ——— TRUST ITEM ICONS ——— */
.trust-item svg { color: var(--gold-400); flex-shrink: 0; }

/* ——— PREMIUM PRICING SECTION ——— */
.premium-section {
  background: var(--navy-900);
  border-top: 1px solid rgba(41, 171, 226, 0.1);
  border-bottom: 1px solid rgba(41, 171, 226, 0.1);
}

.premium-section .section-eyebrow { color: var(--gold-400); }
.premium-section .section-title { color: var(--white); }
.premium-section .section-title em { color: var(--gold-400); }
.premium-section .section-desc { color: rgba(255,255,255,0.6); margin-left: auto; margin-right: auto; }

.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  align-items: stretch;
}

.pricing-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  position: relative;
  transition: border-color var(--transition), transform var(--transition), box-shadow var(--transition);
}

.pricing-card:hover {
  border-color: rgba(41, 171, 226, 0.3);
  transform: translateY(-4px);
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}

.pricing-card--featured {
  background: rgba(41, 171, 226, 0.06);
  border-color: rgba(41, 171, 226, 0.35);
  box-shadow: 0 0 0 1px rgba(41, 171, 226, 0.2), 0 24px 64px rgba(0,0,0,0.4);
}

.pricing-card--featured:hover {
  border-color: rgba(41, 171, 226, 0.6);
  box-shadow: 0 0 0 1px rgba(41, 171, 226, 0.3), 0 28px 72px rgba(0,0,0,0.5);
}

.pricing-popular-badge {
  position: absolute;
  top: -13px;
  left: 50%;
  transform: translateX(-50%);
  background: linear-gradient(135deg, var(--gold-600), var(--gold-500));
  color: var(--white);
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 0.3rem 1rem;
  border-radius: 999px;
  white-space: nowrap;
}

.pricing-tier-label {
  font-family: var(--font-sans);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-400);
}

.pricing-price {
  display: flex;
  align-items: baseline;
  gap: 0.2rem;
  line-height: 1;
}

.pricing-currency {
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 700;
  color: rgba(255,255,255,0.5);
  margin-top: 0.4rem;
}

.pricing-amount {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.5vw, 2.8rem);
  font-weight: 800;
  color: var(--white);
  font-variant-numeric: tabular-nums;
}

.pricing-custom {
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  color: var(--gold-300);
}

.pricing-period {
  font-size: 0.8rem;
  font-weight: 500;
  color: rgba(255,255,255,0.4);
  margin-left: 0.1rem;
}

.pricing-desc {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.6;
}

.pricing-features {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  flex: 1;
}

.pricing-feature {
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.875rem;
  line-height: 1.4;
}

.feature-available {
  color: rgba(255,255,255,0.85);
}

.feature-available svg {
  color: var(--gold-500);
  flex-shrink: 0;
}

.feature-locked {
  color: rgba(255,255,255,0.25);
}

.feature-locked svg {
  color: rgba(255,255,255,0.2);
  flex-shrink: 0;
}

.feature-locked-text {
  filter: blur(4px);
  user-select: none;
  pointer-events: none;
  transition: filter 0.3s ease;
}

.pricing-card:hover .feature-locked-text {
  filter: blur(3px);
}

.pricing-cta {
  display: block;
  text-align: center;
  padding: 0.9rem 1.5rem;
  border: 1px solid rgba(41, 171, 226, 0.4);
  border-radius: var(--radius-sm);
  color: var(--gold-300);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  transition: background var(--transition), border-color var(--transition), color var(--transition), transform var(--transition);
  margin-top: auto;
}

.pricing-cta:hover {
  background: rgba(41, 171, 226, 0.12);
  border-color: var(--gold-400);
  color: var(--white);
  transform: translateY(-2px);
}

.pricing-cta:active { transform: scale(0.96); }

.pricing-cta--featured {
  background: linear-gradient(135deg, var(--gold-600), var(--gold-500));
  border-color: transparent;
  color: var(--white);
  box-shadow: 0 4px 20px rgba(41, 171, 226, 0.3);
}

.pricing-cta--featured:hover {
  background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
  box-shadow: 0 8px 28px rgba(41, 171, 226, 0.45);
  border-color: transparent;
}

.pricing-note {
  text-align: center;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.35);
  margin-top: 2.5rem;
}

.pricing-note strong { color: rgba(255,255,255,0.55); }

@media (max-width: 900px) {
  .pricing-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
  .hero-stats { gap: 0.5rem; }
  .hero-stats .hero-stat { padding: 0 1rem !important; }
}

@media (max-width: 600px) {
  .hero-stat-divider { display: none; }
  .hero-stats { gap: 1.5rem; }
  .hero-stats .hero-stat { padding: 0 !important; }
}

/* ——— MARQUEE ——— */
.marquee-band {
  background: linear-gradient(90deg, var(--navy-900), var(--navy-700), var(--navy-900));
  border-top: 1px solid rgba(201, 168, 76, 0.2);
  border-bottom: 1px solid rgba(201, 168, 76, 0.2);
  padding: 1rem 0;
  overflow: hidden;
  white-space: nowrap;
}

.marquee-track {
  display: inline-flex;
  align-items: center;
  gap: 2.5rem;
  animation: marqueeScroll 40s linear infinite;
  padding-right: 2.5rem;
  will-change: transform;
}

.marquee-track span {
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  white-space: nowrap;
}

.marquee-dot {
  color: var(--gold-500) !important;
  font-size: 0.6rem !important;
  letter-spacing: 0 !important;
}

@keyframes marqueeScroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}

.marquee-band:hover .marquee-track {
  animation-play-state: paused;
}

/* ——— SERVICES GRID ——— */
.services-section { background: var(--off-white); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.service-card {
  background: var(--white);
  border: 1px solid rgba(201, 168, 76, 0.12);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.service-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, rgba(201,168,76,0.03) 0%, rgba(26,53,96,0.03) 100%);
  pointer-events: none;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(201,168,76,0.2);
  border-color: rgba(201, 168, 76, 0.3);
}

.card-featured {
  background: linear-gradient(160deg, var(--navy-800) 0%, var(--navy-600) 100%);
  border-color: rgba(201, 168, 76, 0.3);
}

.card-featured .card-title,
.card-featured .card-list li { color: var(--white); }
.card-featured .card-list li { color: rgba(255,255,255,0.75); }

.card-featured-badge {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  background: linear-gradient(135deg, var(--gold-600), var(--gold-300));
  color: var(--navy-900);
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.3rem 0.75rem;
  border-radius: 100px;
}

.card-accent-line {
  position: absolute;
  top: 0;
  left: 2rem;
  right: 2rem;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--gold-500), transparent);
  transition: opacity var(--transition);
  opacity: 0;
}

.service-card:hover .card-accent-line { opacity: 1; }
.card-featured .card-accent-line { opacity: 1; }

.card-icon-wrap {
  width: 50px;
  height: 50px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, rgba(201,168,76,0.15) 0%, rgba(201,168,76,0.05) 100%);
  border: 1px solid rgba(201,168,76,0.2);
  flex-shrink: 0;
}

.card-icon {
  width: 22px;
  height: 22px;
  color: var(--gold-500);
}

.card-content { flex: 1; }

.card-title {
  font-family: var(--font-serif);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--navy-800);
  line-height: 1.35;
  margin-bottom: 1rem;
}

.card-list {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.card-list li {
  font-size: 0.9rem;
  color: var(--slate-600);
  padding-left: 1.2rem;
  position: relative;
}

.card-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--gold-500);
}

.card-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold-500);
  margin-top: auto;
  transition: gap var(--transition), color var(--transition);
}

.card-cta:hover { gap: 0.75rem; color: var(--gold-400); }
.card-featured .card-cta { color: var(--gold-300); }

/* ——— ADVISORY ——— */
.advisory-section {
  background: var(--white);
  position: relative;
  overflow: hidden;
}

.advisory-bg-decor {
  position: absolute;
  top: -100px;
  right: -200px;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(26,53,96,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.advisory-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6rem;
  align-items: center;
}

/* Advisory visual */
.advisory-visual {
  position: relative;
  height: 440px;
}

.advisory-visual-card {
  position: absolute;
  background: var(--white);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  transition: transform var(--transition-slow);
}

.vc-1 {
  left: 0; top: 0;
  width: 200px;
  padding: 1.5rem;
  animation: vcFloat1 7s ease-in-out infinite;
}

.vc-2 {
  right: 0; top: 20%;
  width: 220px;
  padding: 1.25rem 1.5rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  animation: vcFloat2 8s ease-in-out infinite;
}

.vc-3 {
  left: 50%; bottom: 0;
  transform: translateX(-50%);
  width: 160px;
  padding: 1.5rem 1rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  animation: vcFloat3 6s ease-in-out infinite;
}

@keyframes vcFloat1 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-10px)} }
@keyframes vcFloat2 { 0%,100%{transform:translateY(0)} 50%{transform:translateY(10px)} }
@keyframes vcFloat3 { 0%,100%{transform:translateX(-50%) translateY(0)} 50%{transform:translateX(-50%) translateY(-8px)} }

.vc-label {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--slate-600);
  margin-bottom: 1rem;
}

.vc-chart {
  display: flex;
  align-items: flex-end;
  gap: 6px;
  height: 80px;
}

.vc-bar {
  flex: 1;
  background: rgba(26,53,96,0.15);
  border-radius: 3px 3px 0 0;
  transition: background var(--transition);
}

.vc-bar.active {
  background: linear-gradient(to top, var(--gold-600), var(--gold-300));
}

.vc-percent {
  font-family: var(--font-serif);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--navy-800);
  margin-top: 0.75rem;
}

.vc-icon-wrap {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--navy-700), var(--navy-500));
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.vc-icon { width: 20px; height: 20px; color: var(--gold-300); }

.vc-big {
  display: block;
  font-family: var(--font-serif);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--navy-800);
  line-height: 1;
}

.vc-sm {
  display: block;
  font-size: 0.7rem;
  color: var(--slate-600);
  font-weight: 500;
  margin-top: 0.25rem;
}

.vc-ring { position: relative; width: 80px; height: 80px; }
.vc-ring svg { width: 80px; height: 80px; }

.ring-pct {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--navy-800);
}

/* Advisory content */
.advisory-content .section-title { text-align: left; }
.advisory-desc {
  color: var(--slate-600);
  font-size: 1rem;
  margin: 1.25rem 0 2rem;
  line-height: 1.75;
}

.advisory-features {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
  list-style: none;
}

.af-item {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}

.af-icon-wrap {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, rgba(201,168,76,0.15), rgba(201,168,76,0.05));
  border: 1px solid rgba(201,168,76,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.af-icon { width: 20px; height: 20px; color: var(--gold-500); }

.af-item strong {
  display: block;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.25rem;
  font-size: 0.95rem;
}

.af-item p { font-size: 0.88rem; color: var(--slate-600); }

/* ——— TAXATION ——— */
.taxation-section {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  position: relative;
  overflow: hidden;
}

.taxation-section .section-eyebrow { color: var(--gold-400); }
.taxation-section .section-title { color: var(--white); }
.taxation-section .section-desc { color: rgba(255,255,255,0.6); }

.taxation-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}

.tax-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5px;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.1);
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.tax-item {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  border: 1px solid rgba(201,168,76,0.12);
  padding: 2.5rem 2rem;
  position: relative;
  transition: background var(--transition), border-color var(--transition), box-shadow var(--transition);
}

.tax-item:hover {
  background: linear-gradient(160deg, rgba(26,53,96,0.95) 0%, rgba(26,53,96,0.88) 100%);
  border-color: rgba(201,168,76,0.18);
  box-shadow: var(--shadow-md);
}

.tax-item-num {
  font-family: var(--font-serif);
  font-size: 3.5rem;
  font-weight: 800;
  color: rgba(201,168,76,0.12);
  line-height: 1;
  position: absolute;
  top: 1rem;
  right: 1.5rem;
  letter-spacing: -0.03em;
  user-select: none;
}

.tax-item-content h3 {
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 0.75rem;
}

.tax-item-content p {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.65;
}

/* ——— FORENSIC ——— */
.forensic-section {
  background: var(--off-white);
  overflow: hidden;
}

.forensic-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.forensic-content .section-title { text-align: left; }

.forensic-list {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  margin: 2rem 0 2.5rem;
}

.forensic-item {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}

.fi-icon-wrap {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, rgba(26,53,96,0.12), rgba(26,53,96,0.04));
  border: 1px solid rgba(26,53,96,0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}

.fi-icon { width: 20px; height: 20px; color: var(--navy-600); }

.forensic-item h3 {
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.25rem;
  font-size: 0.95rem;
}

.forensic-item p { font-size: 0.88rem; color: var(--slate-600); }

/* Forensic visual */
.forensic-visual {
  display: flex;
  align-items: center;
  justify-content: center;
}

.fv-card {
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-800), var(--navy-600));
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  border: 2px solid rgba(201,168,76,0.2);
  box-shadow: 0 0 60px rgba(26,53,96,0.2), var(--shadow-lg);
}

.fv-main-icon { width: 72px; height: 72px; color: var(--gold-400); }

.fv-pulse-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.2);
  animation: pulseRing 3s ease-out infinite;
}

.ring-1 { width: 110%; height: 110%; animation-delay: 0s; }
.ring-2 { width: 130%; height: 130%; animation-delay: 1s; }
.ring-3 { width: 155%; height: 155%; animation-delay: 2s; }

@keyframes pulseRing {
  0% { opacity: 0.8; transform: scale(0.96); }
  100% { opacity: 0; transform: scale(1.04); }
}

.fv-badge {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--white);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 100px;
  padding: 0.4rem 0.9rem;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--navy-700);
  box-shadow: var(--shadow-sm);
  white-space: nowrap;
}

.fv-b1 { top: 5%; right: -15%; animation: vcFloat2 7s ease-in-out infinite; }
.fv-b2 { bottom: 5%; right: -10%; animation: vcFloat1 8s ease-in-out infinite; }
.fv-b3 { top: 40%; left: -20%; animation: vcFloat3 6s ease-in-out infinite; transform: none !important; }

/* ——— WHY US ——— */
.why-section {
  background: var(--white);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.why-card {
  padding: 2.5rem 2rem;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  position: relative;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
  background: var(--white);
}

.why-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: rgba(201,168,76,0.25);
}

.why-num {
  position: absolute;
  top: 1.5rem;
  right: 1.5rem;
  font-family: var(--font-serif);
  font-size: 2.5rem;
  font-weight: 800;
  color: rgba(201,168,76,0.1);
  line-height: 1;
  user-select: none;
}

.why-icon-wrap {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, rgba(201,168,76,0.15), rgba(201,168,76,0.05));
  border: 1px solid rgba(201,168,76,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
}

.why-icon { width: 24px; height: 24px; color: var(--gold-600); }

.why-card h3 {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.75rem;
}

.why-card p { font-size: 0.9rem; color: var(--slate-600); line-height: 1.7; }

/* ——— TESTIMONIALS ——— */
.testimonials-section {
  background: linear-gradient(160deg, var(--navy-900) 0%, var(--navy-700) 100%);
  overflow: hidden;
}

.testimonials-section .section-eyebrow { color: var(--gold-400); }
.testimonials-section .section-title { color: var(--white); }

.testimonials-track-wrapper {
  overflow: hidden;
  position: relative;
}

.testimonials-track {
  display: flex;
  transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  gap: 0;
}

.testi-card {
  min-width: 100%;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,168,76,0.15);
  border-radius: var(--radius-xl);
  padding: 3rem;
  position: relative;
  backdrop-filter: blur(8px);
  margin: 0 0.75rem;
  box-sizing: border-box;
}

.testi-quote {
  font-family: var(--font-serif);
  font-size: 5rem;
  font-weight: 800;
  color: var(--gold-500);
  line-height: 0.8;
  opacity: 0.5;
  position: absolute;
  top: 2rem;
  left: 3rem;
}

.testi-text {
  font-size: 1.15rem;
  color: rgba(255,255,255,0.85);
  line-height: 1.8;
  margin-top: 2.5rem;
  font-style: italic;
  font-family: var(--font-serif);
}

.testi-author {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-top: 2.5rem;
}

.testi-avatar {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--navy-500), var(--navy-400));
  border: 2px solid var(--gold-500);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--gold-300);
  flex-shrink: 0;
}

.testi-author strong {
  display: block;
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
}

.testi-author span {
  display: block;
  color: var(--gold-400);
  font-size: 0.8rem;
  margin-top: 0.1rem;
}

.testi-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
  padding-bottom: 5px;
  margin-top: 3rem;
}

.testi-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.3);
  background: transparent;
  color: var(--gold-400);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background var(--transition), border-color var(--transition), transform var(--transition);
}

.testi-btn:hover {
  background: rgba(201,168,76,0.1);
  border-color: var(--gold-400);
  transform: scale(1.08);
}

.testi-dots { display: flex; gap: 0; align-items: center; }

.testi-dot {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: none;
  background: transparent;
  cursor: pointer;
  padding: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
}

.testi-dot::after {
  content: '';
  display: block;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.25);
  transition: background var(--transition), width var(--transition), border-radius var(--transition);
  flex-shrink: 0;
}

.testi-dot.active::after {
  background: var(--gold-500);
  width: 24px;
  border-radius: 4px;
}

/* ——— CONTACT ——— */
.contact-section {
  background: var(--off-white);
  position: relative;
  overflow: hidden;
}

.contact-bg-decor {
  position: absolute;
  bottom: -150px;
  left: -200px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 6rem;
  align-items: start;
}

.contact-info .section-title { text-align: left; }

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  margin: 2.5rem 0 0;
}

.contact-detail-item {
  display: flex;
  gap: 1rem;
  align-items: center;
}

.cd-icon-wrap {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, rgba(201,168,76,0.15), rgba(201,168,76,0.05));
  border: 1px solid rgba(201,168,76,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.cd-icon { width: 20px; height: 20px; color: var(--gold-600); }

.cd-label {
  display: block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--slate-400);
}

.cd-value {
  display: block;
  font-weight: 600;
  color: var(--navy-700);
  font-size: 0.95rem;
  margin-top: 0.15rem;
  transition: color var(--transition);
}

a.cd-value:hover { color: var(--gold-600); }

/* Contact Form */
.contact-form {
  background: var(--white);
  border: 1px solid rgba(201,168,76,0.12);
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-md);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 1.5rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--navy-700);
}

.form-group .req { color: var(--gold-600); }

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 0.875rem 1rem;
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  font-family: var(--font-sans);
  font-size: 0.9rem;
  color: var(--slate-700);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  -webkit-appearance: none;
  appearance: none;
}

.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23718096' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
  cursor: pointer;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.12);
}

.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--slate-400); }

.form-group textarea { resize: vertical; min-height: 100px; }

.form-submit {
  width: 100%;
  justify-content: center;
  font-size: 0.85rem;
  padding: 1rem;
  margin-bottom: 1rem;
}

.form-note {
  font-size: 0.82rem;
  text-align: center;
  min-height: 1.2em;
}

.form-note.success { color: #16a34a; }
.form-note.error { color: #dc2626; }

/* ——— FOOTER ——— */
.site-footer {
  background: var(--navy-900);
  padding: 5rem 0 0;
  border-top: 1px solid rgba(201,168,76,0.15);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 4rem;
  padding-bottom: 4rem;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1.25rem;
}

.footer-logo-name {
  font-family: var(--font-serif);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
  letter-spacing: 0.05em;
}

.footer-desc {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.70);
  line-height: 1.75;
  margin-bottom: 2rem;
}

.footer-social {
  display: flex;
  gap: 0.75rem;
}

.social-link {
  width: 38px;
  height: 38px;
  border-radius: var(--radius-sm);
  border: 1px solid rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.5);
  transition: border-color var(--transition), color var(--transition), background var(--transition);
}

.social-link svg { width: 16px; height: 16px; }

.social-link:hover {
  border-color: var(--gold-400);
  color: var(--gold-400);
  background: rgba(201,168,76,0.08);
}

.footer-nav-title {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-500);
  margin-bottom: 1.5rem;
}

.footer-nav ul { display: flex; flex-direction: column; gap: 0.75rem; list-style: none; }

.footer-nav a {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.5);
  transition: color var(--transition), padding-left var(--transition);
}

.footer-nav a:hover { color: rgba(255,255,255,0.85); padding-left: 4px; }

.footer-contact-info address {
  font-style: normal;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 2rem;
}

.footer-contact-info address a,
.footer-contact-info address p {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.5);
  transition: color var(--transition);
}

.footer-contact-info address a:hover { color: var(--gold-300); }

.footer-cta { font-size: 0.75rem; padding: 0.75rem 1.5rem; }

.footer-bottom {
  padding: 1.5rem 0;
}

.footer-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.60);
}

.footer-bottom-links {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.60);
  transition: color var(--transition);
}

.footer-bottom-links a:hover { color: var(--gold-400); }
.footer-bottom-links span { color: rgba(255,255,255,0.15); }

/* ——— SCROLL ANIMATIONS ——— */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease-out, transform 0.7s ease-out;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }
.reveal-delay-5 { transition-delay: 0.5s; }

/* ——— NEW LANDING FEATURES — REFINED ——— */










.sr-only { position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0,0,0,0); border:0; }

/* ——— RESPONSIVE ——— */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .advisory-grid { grid-template-columns: 1fr; gap: 4rem; }
  .advisory-visual { display: none; }
  .tax-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
  .forensic-inner { grid-template-columns: 1fr; }
  .forensic-visual { display: none; }
  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 3rem; }
}

@media (max-width: 768px) {
  .section { padding: 5rem 0; }
  .container { padding: 0 1.25rem; }

  .nav-links, .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
  .mobile-menu { display: block; }

  .hero-layout { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-visual { display: none; }
  .hero-text { text-align: center; padding-top: 1rem; }
  .hero-headline { font-size: clamp(2rem, 7vw, 3rem); }
  .hero-actions { justify-content: center; }
  .hero-trust { justify-content: center; }

  .services-grid { grid-template-columns: 1fr; }
  .tax-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom-inner { flex-direction: column; text-align: center; }
  .contact-form { padding: 2rem 1.5rem; }

  .hero-eyebrow { display: none; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; width: 100%; }
  .btn-cta, .btn-secondary { width: 100%; justify-content: center; }
  .testi-card { padding: 2rem 1.5rem; }
}

/* ——— LUCIDE ICON DEFAULTS ——— */
[data-lucide] {
  display: block;
  stroke-width: 1.75;
}
/* ══════════════════════════════════
   FLOATING CHAT WIDGET
══════════════════════════════════ */
.chat-fab {
  position: fixed;
  bottom: 1.75rem;
  right: 1.75rem;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold-700), var(--gold-500));
  border: none;
  color: var(--white);
  cursor: pointer;
  box-shadow: 0 8px 28px rgba(41,171,226,0.4);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 3000;
  transition: transform var(--transition), box-shadow var(--transition);
}
.chat-fab:hover { transform: scale(1.08); box-shadow: 0 12px 36px rgba(41,171,226,0.55); }
.chat-fab svg.icon-close { display: none; }
.chat-fab.open svg.icon-chat { display: none; }
.chat-fab.open svg.icon-close { display: block; }
 
.fab-badge {
  position: absolute;
  top: 0; right: 0;
  width: 16px; height: 16px;
  background: #e53e3e;
  border-radius: 50%;
  border: 2px solid var(--white);
  font-family: var(--font-sans);
  font-size: 9px;
  font-weight: 700;
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
}
 
.chat-window {
  position: fixed;
  bottom: 5.5rem;
  right: 1.75rem;
  width: 370px;
  height: 520px;
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  border: 1px solid rgba(41,171,226,0.15);
  z-index: 2999;
  transform: scale(0.92) translateY(12px);
  opacity: 0;
  pointer-events: none;
  transition: transform 0.28s cubic-bezier(0.34,1.56,0.64,1), opacity 0.22s ease;
  transform-origin: bottom right;
}
.chat-window.open {
  transform: scale(1) translateY(0);
  opacity: 1;
  pointer-events: all;
}
 
.chat-win-header {
  background: var(--navy-800);
  padding: 1rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-shrink: 0;
  border-bottom: 1px solid rgba(41,171,226,0.1);
}
.win-avatar {
  width: 36px; height: 36px;
  background: rgba(41,171,226,0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}
.win-info { flex: 1; }
.win-name { color: var(--white); font-weight: 700; font-size: 0.9rem; }
.win-status { display: flex; align-items: center; gap: 0.35rem; color: rgba(255,255,255,0.55); font-size: 0.72rem; margin-top: 1px; }
.win-dot {
  width: 7px; height: 7px;
  background: #22c55e;
  border-radius: 50%;
  flex-shrink: 0;
  animation: win-dot-pulse 2s ease-in-out infinite;
}
@keyframes win-dot-pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(34,197,94,0.6); }
  50% { box-shadow: 0 0 0 4px rgba(34,197,94,0); }
}
.win-close {
  background: none; border: none;
  color: rgba(255,255,255,0.4);
  cursor: pointer;
  padding: 0.25rem;
  font-size: 1.15rem;
  line-height: 1;
  transition: color var(--transition);
}
.win-close:hover { color: var(--white); }
 
.win-messages {
  flex: 1;
  overflow-y: auto;
  padding: 1.2rem;
  display: flex;
  flex-direction: column;
  gap: 0.8rem;
  background: var(--slate-100);
  scroll-behavior: smooth;
}
.win-messages::-webkit-scrollbar { width: 4px; }
.win-messages::-webkit-scrollbar-thumb { background: var(--slate-200); border-radius: 2px; }
 
.msg {
  padding: 0.8rem 1rem;
  border-radius: 1.15rem;
  font-size: 0.875rem;
  line-height: 1.6;
  max-width: 87%;
  word-break: break-word;
}
.msg.ai {
  align-self: flex-start;
  background: var(--white);
  color: var(--navy-800);
  border: 1px solid var(--slate-200);
  border-bottom-left-radius: 0.25rem;
  box-shadow: var(--shadow-sm);
}
.msg.user {
  align-self: flex-end;
  background: var(--navy-700);
  color: var(--white);
  border-bottom-right-radius: 0.25rem;
}
 
.suggestions {
  padding: 0 1.1rem 0.8rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  background: var(--slate-100);
  flex-shrink: 0;
}
.sug-btn {
  font-size: 0.72rem;
  font-weight: 500;
  border: 1px solid rgba(41,171,226,0.25);
  border-radius: 999px;
  padding: 0.28rem 0.7rem;
  background: var(--white);
  color: var(--slate-600);
  cursor: pointer;
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}
.sug-btn:hover {
  background: var(--gold-100);
  border-color: var(--gold-500);
  color: var(--gold-700);
}
 
.win-input-row {
  display: flex;
  padding: 0.85rem 1rem;
  gap: 0.6rem;
  border-top: 1px solid var(--slate-200);
  background: var(--white);
  align-items: center;
  flex-shrink: 0;
}
.win-input-row input {
  flex: 1;
  border: 1px solid var(--slate-200);
  border-radius: 999px;
  padding: 0.55rem 1rem;
  font-size: 0.875rem;
  font-family: var(--font-sans);
  color: var(--slate-700);
  outline: none;
  transition: border-color var(--transition);
}
.win-input-row input:focus { border-color: var(--gold-500); }
 
.win-send {
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--navy-800);
  color: var(--white);
  border: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
  flex-shrink: 0;
}
.win-send:hover { background: var(--gold-600); }
.win-send:disabled { opacity: 0.4; cursor: not-allowed; }
 
.win-disclaimer {
  padding: 0.4rem 1rem;
  text-align: center;
  font-size: 0.69rem;
  color: #92710a;
  background: rgba(180,140,0,0.06);
  border-top: 1px solid rgba(180,140,0,0.15);
  border-bottom: 1px solid rgba(180,140,0,0.15);
  flex-shrink: 0;
  opacity: 0.9;
}

.msg-disclaimer {
  margin: 0.35rem 0.75rem 0.75rem;
  padding: 0.6rem 0.75rem;
  background: rgba(180,140,0,0.05);
  border-left: 2px solid rgba(180,140,0,0.4);
  border-radius: 0 6px 6px 0;
  font-size: 0.7rem;
  line-height: 1.5;
  color: #7a5f08;
  font-family: var(--font-sans);
}

.win-msg p { margin: 0 0 0.35em; }
.win-msg p:last-child { margin-bottom: 0; }

ul.msg-list {
  margin: 0.3em 0 0.4em 1.1em;
  padding: 0;
  list-style: disc;
}
ul.msg-list li {
  margin-bottom: 0.2em;
  line-height: 1.5;
}

.msg-source {
  display: inline-block;
  margin-top: 0.15em;
  font-size: 0.72em;
  font-style: italic;
  color: var(--gold);
  opacity: 0.85;
}
 
 
/* ── Responsive ── */
@media (max-width: 960px) {
  .assistant-grid { grid-template-columns: 1fr; }
  .preview-card { display: none; }
  .insights-grid,
  .calculators-grid { grid-template-columns: 1fr; }
}
 
@media (max-width: 480px) {
  .section { padding: 3.5rem 0; }
  .chat-window { width: calc(100vw - 2rem); right: 1rem; bottom: 5rem; }
  .chat-fab { right: 1rem; bottom: 1rem; }
  .topic-chips { gap: 0.4rem; }
}
 
/* ��� IMPROVED RESPONSIVENESS ��� */
@media (max-width: 1200px) {
  .container { max-width: 95%; }
  .footer-grid { gap: 2rem; }
}

@media (max-width: 992px) {
  .hero-layout { grid-template-columns: 1fr; gap: 3rem; }
  .hero-visual { display: none; }
  .hero-text { text-align: center; }
  .hero-actions { justify-content: center; }
  .hero-trust { justify-content: center; }
  .hero-headline { font-size: clamp(2.2rem, 5vw, 3.5rem); line-height: 1.15; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .tax-grid { grid-template-columns: repeat(2, 1fr); }
  .why-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .hero { min-height: 85vh; padding: 5rem 0 3rem; }
  .hero-stats { gap: 1rem; margin: 1.5rem 0; }
  .hero-stats .hero-stat { padding: 0 0.75rem !important; }
  .hero-stat-num { font-size: 1.3rem !important; }
  .hero-stat-divider { height: 28px; }

  .services-grid, .tax-grid, .why-grid, .footer-grid {
    grid-template-columns: 1fr;
  }

  .nav-header { height: auto; padding: 0.5rem 0; }
  .nav-container { height: 60px; }

  .section { padding: 3rem 0; }
  .section-title { font-size: 1.8rem; }
}

@media (max-width: 480px) {
  .hero-headline { font-size: clamp(1.8rem, 8vw, 2.4rem); }
  .hero-sub { font-size: 0.9rem; }
  .hero-actions { flex-direction: column; }
  .btn-cta, .btn-secondary { width: 100%; text-align: center; justify-content: center; }
  .ai-chat-window { width: 90vw; right: 0; }
}



/* ══════════════════════════════════
   1. AI COMPLIANCE ASSISTANT
══════════════════════════════════ */
.assistant-section {
  background: linear-gradient(180deg, var(--off-white) 0%, #ffffff 100%);
  padding: 5rem 0;
  position: relative;
  overflow: hidden;
}
 
/* Subtle blue orb — visible on light bg */
.assistant-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 90% 10%, rgba(41,171,226,0.07) 0%, transparent 45%),
    radial-gradient(circle at 5% 90%, rgba(41,171,226,0.04) 0%, transparent 35%);
  pointer-events: none;
}
 
.assistant-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 3.5rem;
  align-items: start;
  position: relative;
  z-index: 1;
}
 
/* Text on light bg — use standard tokens */
.assistant-section .section-eyebrow { color: var(--gold-600); }
.assistant-section .section-title   { color: var(--navy-800); }
.assistant-section .section-desc    { color: var(--slate-600); margin: 0 0 2rem; }
 
/* Topic chips */
.topic-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 2rem;
}
 
.chip {
  background: var(--gold-100);
  border: 1px solid rgba(41,171,226,0.25);
  color: var(--gold-700);
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.35rem 0.9rem;
  cursor: pointer;
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}
.chip:hover {
  background: rgba(41,171,226,0.12);
  border-color: var(--gold-500);
  color: var(--gold-900);
}
 
/* Quick-ask bar */
.quick-ask {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.quick-ask:focus-within {
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(41,171,226,0.1);
}
 
.quick-ask input {
  flex: 1;
  border: none;
  outline: none;
  background: transparent;
  padding: 0.9rem 1.1rem;
  font-size: 0.95rem;
  font-family: var(--font-sans);
  color: var(--navy-800);
}
.quick-ask input::placeholder { color: var(--slate-400); }
 
.quick-ask button {
  background: linear-gradient(135deg, var(--gold-700), var(--gold-500));
  color: var(--white);
  border: none;
  padding: 0.75rem 1.4rem;
  font-family: var(--font-sans);
  font-size: 0.88rem;
  font-weight: 700;
  cursor: pointer;
  white-space: nowrap;
  transition: opacity var(--transition);
  flex-shrink: 0;
}
.quick-ask button:hover { opacity: 0.88; }
 
.assistant-note {
  margin-top: 0.85rem;
  font-size: 0.82rem;
  color: var(--slate-400);
}
 
/* Preview card */
.preview-card {
  background: var(--white);
  border: 1px solid rgba(41,171,226,0.12);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
 
.preview-header {
  background: var(--navy-900);
  padding: 0.85rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  border-bottom: 1px solid rgba(41,171,226,0.1);
}
.preview-dot { width: 10px; height: 10px; border-radius: 50%; }
.dot-r { background: #ff5f57; }
.dot-y { background: #febc2e; }
.dot-g { background: #28c840; }
.preview-label {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.35);
  margin-left: auto;
  letter-spacing: 0.1em;
}
 
.preview-body {
  padding: 1.4rem;
  min-height: 260px;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
  background: var(--slate-100);
  overflow-y: auto;
  max-height: 280px;
}
 
.bubble {
  padding: 0.8rem 1.1rem;
  border-radius: 1.15rem;
  font-size: 0.875rem;
  line-height: 1.6;
  max-width: 90%;
}
.bubble-ai {
  align-self: flex-start;
  background: var(--white);
  color: var(--navy-800);
  border: 1px solid var(--slate-200);
  border-bottom-left-radius: 0.25rem;
  box-shadow: var(--shadow-sm);
}
.bubble-user {
  align-self: flex-end;
  background: var(--navy-700);
  color: var(--white);
  border-bottom-right-radius: 0.25rem;
}
 
.preview-input-row {
  display: flex;
  border-top: 1px solid var(--slate-200);
  background: var(--white);
}
.preview-input-row input {
  flex: 1;
  border: none;
  outline: none;
  padding: 0.85rem 1rem;
  font-size: 0.875rem;
  font-family: var(--font-sans);
  color: var(--slate-700);
  background: transparent;
}
.preview-input-row input::placeholder { color: var(--slate-400); }
.preview-input-row button {
  background: var(--gold-500);
  color: var(--white);
  border: none;
  width: 44px;
  cursor: pointer;
  font-size: 1rem;
  transition: background var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.preview-input-row button:hover { background: var(--gold-700); }
.preview-input-row button:disabled { opacity: 0.45; cursor: not-allowed; }
 
/* Typing dots */
.typing { display: flex; align-items: center; gap: 4px; padding: 0.2rem 0; }
.typing span {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--slate-400);
  animation: blink 1.2s infinite;
}
.typing span:nth-child(2) { animation-delay: 0.2s; }
.typing span:nth-child(3) { animation-delay: 0.4s; }
@keyframes blink { 0%,80%,100% { opacity: 0.25; } 40% { opacity: 1; } }
 

 

/* ══════════════════════════════════
   2. INSIGHTS
══════════════════════════════════ */
 
.insights-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}
 
.insight-card {
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-lg);
  padding: 1.6rem;
  transition: box-shadow var(--transition), border-color var(--transition);
  display: flex;
  flex-direction: column;
}
.insight-card:hover {
  box-shadow: var(--shadow-md);
  border-color: rgba(41,171,226,0.25);
}
 
/* Coloured top accent bar */
.insight-card::before {
  content: '';
  display: block;
  height: 3px;
  width: 2.5rem;
  background: linear-gradient(90deg, var(--gold-600), var(--gold-400));
  border-radius: 2px;
  margin-bottom: 1rem;
}
 
.insight-card h3 {
  font-family: var(--font-serif);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--navy-800);
  margin-bottom: 0.6rem;
  line-height: 1.3;
}
 
.insight-excerpt {
  color: var(--slate-600);
  font-size: 0.92rem;
  line-height: 1.7;
  flex: 1;
  margin-bottom: 1rem;
}
 
.insight-expand {
  margin-bottom: 1rem;
}
.insight-expand p {
  color: var(--slate-600);
  font-size: 0.9rem;
  line-height: 1.7;
  padding-top: 0.75rem;
  border-top: 1px solid var(--slate-200);
}
 
.insight-toggle {
  /* Scoped override — works on white card backgrounds */
  align-self: flex-start;
  padding: 0.4rem 0.95rem;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  text-transform: none;
  background: transparent;
  color: var(--gold-700);
  border: 1px solid rgba(14,106,150,0.4);
  border-radius: var(--radius-md);
  transition: background var(--transition), border-color var(--transition), color var(--transition);
}
.insight-toggle:hover {
  background: var(--gold-100);
  border-color: var(--gold-700);
  color: var(--gold-900);
  transform: none;
}
.insight-toggle[aria-expanded="true"] {
  background: var(--gold-100);
  color: var(--gold-900);
  border-color: var(--gold-700);
}

/* ── Insight card meta row (tag + date) ── */
.insight-meta {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 0.75rem;
}

.insight-tag {
  display: inline-block;
  font-size: 0.62rem;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
  padding: 0.25rem 0.65rem;
  border-radius: 999px;
  background: var(--gold-100);
  color: var(--gold-700);
}
.insight-tag--firs { background: rgba(201,168,76,0.12); color: #7a5c00; }
.insight-tag--paye { background: rgba(41,171,226,0.1);  color: var(--gold-700); }
.insight-tag--cac  { background: rgba(14,104,150,0.1);  color: var(--gold-900); }

.insight-date {
  font-size: 0.72rem;
  color: var(--slate-600);
  font-weight: 500;
}

/* ── Expand list styling ── */
.insight-list {
  list-style: none;
  padding: 0;
  margin: 0.75rem 0;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}
.insight-list li {
  padding-left: 1.1rem;
  position: relative;
  font-size: 0.88rem;
  color: var(--slate-600);
  line-height: 1.55;
}
.insight-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--gold-500);
  font-weight: 600;
}

.insight-action {
  font-size: 0.85rem;
  background: var(--gold-100);
  border-left: 3px solid var(--gold-500);
  padding: 0.6rem 0.9rem;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  color: var(--slate-700);
  margin-top: 0.75rem;
}

/* ── Insight footer (toggle + ask-ai) ── */
.insight-footer {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  flex-wrap: wrap;
  border-top: 1px solid var(--slate-200);
  padding-top: 1rem;
  margin-top: auto;
}

.insight-ask-btn {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--gold-700);
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.35rem 0.5rem;
  letter-spacing: 0.04em;
  transition: color var(--transition);
  white-space: nowrap;
}
.insight-ask-btn:hover { color: var(--gold-900); text-decoration: underline; }

/* ── FAQ CTA row ── */
.faq-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
  margin-top: 3rem;
  flex-wrap: wrap;
}
.faq-cta p {
  font-size: 1rem;
  color: var(--slate-600);
}

/* ══════════════════════════════════
   3. FAQ
══════════════════════════════════ */
/* -- FAQ Teaser (homepage) -- */
.faq-teaser-section { background: var(--slate-100); }

.faq-teaser-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.faq-teaser-text .section-title { text-align: left; }
.faq-teaser-text .section-desc  { text-align: left; }

.faq-teaser-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 2rem;
}

.faq-teaser-previews {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.faq-preview-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 0.85rem 1.1rem;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--navy-800);
  box-shadow: var(--shadow-sm);
}

.faq-preview-tag {
  display: inline-flex;
  flex-shrink: 0;
  font-size: 0.6rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.2rem 0.55rem;
  border-radius: 4px;
}
.faq-preview-tag--vat  { background: rgba(41,171,226,0.1);  color: #0e6a96; }
.faq-preview-tag--firs { background: rgba(201,168,76,0.12); color: #7a5c00; }
.faq-preview-tag--paye { background: rgba(16,185,129,0.1);  color: #065f46; }
.faq-preview-tag--cac  { background: rgba(139,92,246,0.1);  color: #5b21b6; }

.faq-preview-more {
  text-align: right;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold-700);
  padding: 0.25rem 0;
  transition: color var(--transition);
}
.faq-preview-more:hover { color: var(--gold-900); }

@media (max-width: 900px) {
  .faq-teaser-inner { grid-template-columns: 1fr; gap: 3rem; }
}

/* ── Insights Teaser (homepage) ── */
.insights-teaser-section { background: var(--off-white); }

.insights-teaser-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.insights-teaser-text .section-title { text-align: left; }
.insights-teaser-text .section-desc  { text-align: left; }

.insights-teaser-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
  margin-top: 2rem;
}

.insights-teaser-cards {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.ins-preview-card {
  display: block;
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: var(--radius-md);
  padding: 1rem 1.25rem;
  box-shadow: var(--shadow-sm);
  text-decoration: none;
  transition: box-shadow var(--transition), border-color var(--transition), transform var(--transition);
}
.ins-preview-card:hover {
  box-shadow: var(--shadow-md);
  border-color: rgba(201,168,76,0.3);
  transform: translateX(3px);
}

.ins-preview-top {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 0.4rem;
}

.ins-preview-title {
  font-family: var(--font-sans);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--navy-800);
  margin: 0 0 0.2rem;
}

.ins-preview-blurb {
  font-family: var(--font-sans);
  font-size: 0.8rem;
  color: var(--slate-600);
  line-height: 1.5;
  margin: 0;
}

.ins-preview-more-link {
  text-align: right;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold-700);
  padding: 0.25rem 0;
  transition: color var(--transition);
}
.ins-preview-more-link:hover { color: var(--gold-900); }

@media (max-width: 900px) {
  .insights-teaser-inner { grid-template-columns: 1fr; gap: 3rem; }
}